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Education loan, Bihar

BSCCY (Bihar Student Credit Card)

Bihar Government education loan for students who passed 10th and 12th from Bihar, to study further at approved institutions.

Apply on the 7 Nishchay portal, then verify documents at your district DRCC
Covers courses and colleges on the approved list only
We help with the form, documents and choosing an approved college

Ask a counsellor Read full details

Scheme rules change. We check the current notification with you before you apply.

Education loan, Jharkhand

Guruji Student Credit Card (Jharkhand)

Jharkhand Government education loan scheme for students going for higher studies.

For students eligible under the Jharkhand scheme rules
We guide you through eligibility and the online application
Help with documents and choosing an eligible course

Ask a counsellor Read full details

Scheme rules change. We check the current notification with you before you apply.

Self-help allowance, Bihar

Nishchay Yojana

Bihar Government support under the 7 Nishchay programme for eligible young people, including a self-help allowance.

Registration and verification at your district DRCC
We explain who qualifies and which documents you need
Help with the online registration

Ask a counsellor Read full details

Scheme rules change. We check the current notification with you before you apply.

Education loan, all India

PM-Vidyalaxmi

Central Government scheme for collateral-free, guarantor-free education loans for students admitted to top-ranked higher education institutions in India.

Apply online on the PM-Vidyalaxmi portal with one common form
No collateral or guarantor needed for the loan
Interest help for eligible family income, as per the scheme rules

Ask a counsellor Read full details

Scheme rules change. We check the current notification with you before you apply.

Free tool

Education EMI calculator

See what your course costs per month before you apply. Pick a university and course, or type the fee yourself.

EMI calculator

See what a course costs per month. Most universities offer no-cost EMI through finance partners.

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Course (optional)

Total fee (₹)

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Interest per year

Monthly EMI
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Total payable

Estimate only. The final EMI depends on the university, batch and lender approval.