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Lesson 2
Education loan, Bihar
BSCCY (Bihar Student Credit Card)
Bihar Government education loan for students who passed 10th and 12th from Bihar, to study further at approved institutions.
- Apply on the 7 Nishchay portal, then verify documents at your district DRCC
- Covers courses and colleges on the approved list only
- We help with the form, documents and choosing an approved college
Scheme rules change. We check the current notification with you before you apply.
Check your college is covered
Approved college and course list (BSCCY)
Only colleges and courses on the approved list can be funded under the Bihar Student Credit Card.
- We check your college and course against the current list
- Helps you avoid applying to a college that is not covered
- Ask us before you pay any admission fee
Scheme rules change. We check the current notification with you before you apply.
Education loan, Jharkhand
Guruji Student Credit Card (Jharkhand)
Jharkhand Government education loan scheme for students going for higher studies.
- For students eligible under the Jharkhand scheme rules
- We guide you through eligibility and the online application
- Help with documents and choosing an eligible course
Scheme rules change. We check the current notification with you before you apply.
Self-help allowance, Bihar
Nishchay Yojana
Bihar Government support under the 7 Nishchay programme for eligible young people, including a self-help allowance.
- Registration and verification at your district DRCC
- We explain who qualifies and which documents you need
- Help with the online registration
Scheme rules change. We check the current notification with you before you apply.
Education loan, all India
PM-Vidyalaxmi
Central Government scheme for collateral-free, guarantor-free education loans for students admitted to top-ranked higher education institutions in India.
- Apply online on the PM-Vidyalaxmi portal with one common form
- No collateral or guarantor needed for the loan
- Interest help for eligible family income, as per the scheme rules
Scheme rules change. We check the current notification with you before you apply.
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Online PG courses · After graduation
Online UG courses · After 12th
Working professionals · Study alongside your job
Regular UG courses · On campus, after 12th
Regular PG courses · On campus, after graduation
Diploma courses · After 10th and 12th
